{"id":347,"date":"2025-03-27T06:28:29","date_gmt":"2025-03-27T06:28:29","guid":{"rendered":"https:\/\/onblog.kr\/?p=347"},"modified":"2025-04-07T05:15:48","modified_gmt":"2025-04-07T05:15:48","slug":"347","status":"publish","type":"post","link":"https:\/\/onblog.kr\/?p=347","title":{"rendered":"\uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548, \ubb34\uc5c7\uc774 \uc5b4\ub5bb\uac8c \ub2ec\ub77c\uc9c0\ub098?"},"content":{"rendered":"<p dir=\"ltr\">1. \ubb34\uc5c7\uc774 \ub2ec\ub77c\uc84c\ub098? \uac1c\ud601\uc548\uc758 \uc8fc\uc694 \ub0b4\uc6a9\ubcf4\ud5d8\ub8cc\uc728: 9% \u2192 13%\ub85c \ub2e8\uacc4\uc801 \uc778\uc0c1<\/p>\n<ul>\n<li value=\"1\">\ubcc0\ud654: \ud604\uc7ac \uc6d4 \uc18c\ub4dd\uc758 9%\uc778 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\uc728\uc740 2026\ub144\ubd80\ud130 \ub9e4\ub144 0.5%p\uc529 \uc0c1\uc2b9\ud574 2033\ub144\uc5d0 13%\uc5d0 \ub3c4\ub2ec\ud55c\ub2e4.<\/li>\n<li value=\"2\">\uad6c\uccb4\uc801 \uc77c\uc815: 2026\ub144 9.5%, 2027\ub144 10%, \u2026, 2033\ub144 13%.<\/li>\n<li value=\"3\">\uc601\ud5a5: \ud3c9\uade0 \uc18c\ub4dd(\uc6d4 309\ub9cc \uc6d0) \uae30\uc900, \uc9c1\uc7a5\uc778\uc740 \ubcf8\uc778 \ubd80\ub2f4\uc774 \uc6d4 13.9\ub9cc \uc6d0(\ucd1d 27.8\ub9cc \uc6d0\uc758 \uc808\ubc18)\uc5d0\uc11c 20.1\ub9cc \uc6d0(\ucd1d 40.2\ub9cc \uc6d0\uc758 \uc808\ubc18)\uc73c\ub85c \ub298\uba70, \uc6d4 6\ub9cc \uc6d0 \ucd94\uac00 \ubd80\ub2f4. \uc790\uc601\uc5c5\uc790\ub294 \uc804\uc561 \ubd80\ub2f4\uc73c\ub85c 27.8\ub9cc \uc6d0\uc5d0\uc11c 40.2\ub9cc \uc6d0, \uc6d4 12\ub9cc \uc6d0 \uc99d\uac00.<\/li>\n<li value=\"4\">\uc800\uc18c\ub4dd\uce35 \uc9c0\uc6d0: \uc18c\ub4dd \ud558\uc704 \uc9c0\uc5ed\uac00\uc785\uc790\ub97c \uc704\ud574 \ucd5c\ub300 12\uac1c\uc6d4\uac04 \ubcf4\ud5d8\ub8cc 50%\ub97c \uad6d\uac00\uac00 \uc9c0\uc6d0, \ubd80\ub2f4 \uc644\ud654\ucc45 \ub9c8\ub828.<\/li>\n<\/ul>\n<p dir=\"ltr\">\uc18c\ub4dd\ub300\uccb4\uc728: 40% \u2192 43%\ub85c \uc0c1\ud5a5<\/p>\n<ul>\n<li value=\"1\">\ubcc0\ud654: \uc5f0\uae08 \uc218\ub839\uc561\uc744 \uacb0\uc815\ud558\ub294 \uc18c\ub4dd\ub300\uccb4\uc728\uc774 2026\ub144\ubd80\ud130 43%\ub85c \uc778\uc0c1\ub418\uace0 \uc774\ud6c4 \uace0\uc815\ub41c\ub2e4. \uae30\uc874\uc5d0\ub294 2009\ub144\ubd80\ud130 \ub9e4\ub144 0.5%p\uc529 \ud558\ub77d\ud574 2028\ub144\uc5d0 40%\ub85c \ub5a8\uc5b4\uc9c8 \uc608\uc815\uc774\uc5c8\ub2e4.<\/li>\n<li value=\"2\">\uc601\ud5a5: \ud3c9\uade0 \uc18c\ub4dd\uc790(\uc6d4 309\ub9cc \uc6d0)\uac00 40\ub144 \ub0a9\ubd80 \ud6c4 65\uc138\ubd80\ud130 25\ub144 \uc218\ub839 \uc2dc, \uc5f0\uae08\uc561\uc740 \uc6d4 123\ub9cc 7\ucc9c \uc6d0\uc5d0\uc11c 132\ub9cc 9\ucc9c \uc6d0\uc73c\ub85c \uc6d4 9\ub9cc \uc6d0 \uc99d\uac00. \ucd1d \uc218\ub839\uc561\uc740 2\uc5b5 9,300\ub9cc \uc6d0 \u2192 3\uc5b5 1,500\ub9cc \uc6d0(\uc57d 2,200\ub9cc \uc6d0\u2191).<\/li>\n<li value=\"3\">\uc7ac\uc815\uc801 \uc758\ubbf8: \ub0a9\ubd80 \ucd1d\uc561\uc740 1\uc5b5 3,300\ub9cc \uc6d0 \u2192 1\uc5b5 8,700\ub9cc \uc6d0(\uc57d 5,400\ub9cc \uc6d0\u2191)\uc73c\ub85c, \ucd94\uac00 \ubd80\ub2f4\uc774 \uc218\ub839 \uc99d\uac00\ubd84\uc744 \ucd08\uacfc. \uc218\uc775\ube44\ub294 2.2\ubc30 \u2192 1.7\ubc30\ub85c \ub0ae\uc544\uc9c0\ub098, \uc5ec\uc804\ud788 \u201c\ub0b8 \uac83\ubcf4\ub2e4 \ub354 \ubc1b\ub294\u201d \uad6c\uc870 \uc720\uc9c0.<\/li>\n<\/ul>\n<p dir=\"ltr\">\uad6d\uac00 \uc9c0\uae09 \ubcf4\uc7a5 \uba85\ubb38\ud654<\/p>\n<ul>\n<li value=\"1\">\ubcc0\ud654: \uad6d\ubbfc\uc5f0\uae08\ubc95\uc5d0 \u201c\uad6d\uac00\uac00 \uc5f0\uae08 \uc9c0\uae09\uc744 \ucc45\uc784\uc9c4\ub2e4\u201d\ub294 \uc870\ud56d\uc774 \uba85\uc2dc\ub3fc \ubc95\uc801 \uc548\uc815\uc131 \uac15\ud654.<\/li>\n<li value=\"2\">\uc758\ubbf8: 2070\ub144\ub300 \uae30\uae08 \uace0\uac08 \uc2dc\uc5d0\ub3c4 \uc815\ubd80\uac00 \uc138\uae08 \ub4f1\uc73c\ub85c \uc9c0\uae09 \ubcf4\uc99d. \uc80a\uc740 \uc138\ub300\uc758 \u201c\ub0b4\uace0 \ubabb \ubc1b\ub294\ub2e4\u201d\ub294 \ubd88\uc548 \uc644\ud654.<\/li>\n<li value=\"3\">\ud55c\uacc4: \uc7ac\uc6d0 \ucda9\ub2f9\uc774 \uc138\uae08\uc5d0 \uc758\uc874\ud560 \uac00\ub2a5\uc131 \uc788\uc5b4, \uc7ac\uc815 \uac74\uc804\uc131 \uc720\uc9c0\uac00 \uad00\uac74.<\/li>\n<\/ul>\n<p dir=\"ltr\">\ud06c\ub808\ub527 \ud655\ub300: \ucd9c\uc0b0\uacfc \uad70 \ubcf5\ubb34<\/p>\n<ul>\n<li value=\"1\">\uad70 \ubcf5\ubb34: \uae30\uc874 6\uac1c\uc6d4 \u2192 \ucd5c\ub300 12\uac1c\uc6d4 \uc778\uc815. \ud3c9\uade0 \uc18c\ub4dd\uc790 \uae30\uc900 \uc5f0\uae08 \ucd1d\uc561 \uc57d 590\ub9cc \uc6d0 \uc99d\uac00.<\/li>\n<li value=\"2\">\ucd9c\uc0b0: \uccab\uc9f8 \uc544\uc774 12\uac1c\uc6d4(\uae30\uc874 0\uac1c\uc6d4), \ub458\uc9f8 12\uac1c\uc6d4, \uc14b\uc9f8 \uc774\uc0c1 18\uac1c\uc6d4, \uc0c1\ud55c(50\uac1c\uc6d4) \ud3d0\uc9c0. \uc790\ub140 3\uba85 \uc2dc 42\uac1c\uc6d4 \ucd94\uac00, \uc5f0\uae08\uc561 \uc0c1\uc2b9.<\/li>\n<li value=\"3\">\uc801\uc6a9 \uc2dc\uc810: 2026\ub144 \uc774\ud6c4 \uc218\ub839\uc790\ubd80\ud130 \ubc18\uc601. \uacbd\ub825 \ub2e8\uc808 \ubcf4\uc0c1 \ubc0f \uc800\ucd9c\uc0b0 \ub300\ucc45 \ud6a8\uacfc \uae30\ub300.<\/li>\n<\/ul>\n<p dir=\"ltr\">\uae30\uae08 \uace0\uac08 \uc5f0\uc7a5<\/p>\n<ul>\n<li value=\"1\">\ubcc0\ud654: \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uacfc \uc18c\ub4dd\ub300\uccb4\uc728 \uc870\uc815\uc73c\ub85c \uae30\uae08 \uc18c\uc9c4 \uc2dc\uc810\uc774 2056\ub144 \u2192 2071\ub144\uc73c\ub85c \uc57d 15\ub144 \ub2a6\ucdb0\uc9d0.<\/li>\n<li value=\"2\">\uc7ac\uc815 \ud6a8\uacfc: \uc7a5\uae30 \ub204\uc801 \uc801\uc790 6,973\uc870 \uc6d0 \uac10\uc18c, \ubbf8\ub798 \uc138\ub300 \ubd80\ub2f4 \uacbd\uac10.<\/li>\n<\/ul>\n<hr \/>\n<p dir=\"ltr\">2. \uad6d\ubbfc\uc5d0\uac8c \ubbf8\uce58\ub294 \uc601\ud5a5: \u201c\ub354 \ub0b4\uace0 \ub354 \ubc1b\ub294\ub2e4\u201d\uc758 \uc2e4\uc9c8\uc801 \uacc4\uc0b0\uc9c1\uc7a5\uc778 vs \uc790\uc601\uc5c5\uc790: \ubd80\ub2f4 \ucc28\uc774<\/p>\n<ul>\n<li value=\"1\">\uc9c1\uc7a5\uc778: \ubcf4\ud5d8\ub8cc \uc808\ubc18\uc740 \ud68c\uc0ac \ubd80\ub2f4\uc73c\ub85c, \ubcf8\uc778 \ucd94\uac00 \ubd80\ub2f4\uc740 \uc6d4 6\ub9cc \uc6d0(2033\ub144 \uae30\uc900). \ud3c9\uc0dd 2,880\ub9cc \uc6d0 \ub354 \ub0b4\uace0(40\ub144), 2,200\ub9cc \uc6d0 \ub354 \ubc1b\uc74c(25\ub144).<\/li>\n<li value=\"2\">\uc790\uc601\uc5c5\uc790: \uc804\uc561 \ubd80\ub2f4\uc73c\ub85c \uc6d4 12\ub9cc \uc6d0 \ucd94\uac00, \ud3c9\uc0dd 5,400\ub9cc \uc6d0 \ub354 \ub0b4\uace0 2,200\ub9cc \uc6d0 \ub354 \ubc1b\uc74c. \uc0c1\ub300\uc801\uc73c\ub85c \ud070 \uc190\uc2e4.<\/li>\n<li value=\"3\">\ubd84\uc11d: \uc790\uc601\uc5c5\uc790 \ub4f1 \uc9c0\uc5ed\uac00\uc785\uc790\uac00 \uc9c1\uc7a5\uc778\ubcf4\ub2e4 \ubd80\ub2f4 \uc99d\uac00 \ud3ed\uc774 2\ubc30 \ub192\uc544, \uc800\uc18c\ub4dd\uce35 \uc9c0\uc6d0 \ud655\ub300\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud615\ud3c9\uc131 \ub17c\ub780 \uac00\ub2a5\uc131.<\/li>\n<\/ul>\n<p dir=\"ltr\">\uc138\ub300\ubcc4 \ub4dd\uc2e4<\/p>\n<ul>\n<li value=\"1\">20~30\ub300: \ub0a9\ubd80 \uae30\uac04\uc774 \uae38\uc5b4 13% \uc694\uc728\uc744 30~40\ub144 \ubd80\ub2f4. \ud3c9\uc0dd \ubd80\ub2f4 \uc99d\uac00(5,400\ub9cc \uc6d0) \ub300\ube44 \uc218\ub839 \uc99d\uac00(2,200\ub9cc \uc6d0)\ub85c \ub2e8\uae30 \uc190\uc2e4. \uadf8\ub7ec\ub098 \uae30\uae08 \uc548\uc815\ud654\uc640 \uc9c0\uae09 \ubcf4\uc7a5\uc73c\ub85c \uc7a5\uae30\uc801 \uc774\ub4dd.<\/li>\n<li value=\"2\">50\ub300 \uc774\uc0c1: \ub0a9\ubd80 \uae30\uac04\uc774 \uc9e7\uc544 \ubd80\ub2f4 \uc99d\uac00 \ucd5c\uc18c\ud654, 43% \uc18c\ub4dd\ub300\uccb4\uc728 \ud61c\ud0dd \uc989\uc2dc \uc801\uc6a9. \ucd94\uac00 \ubd80\ub2f4 \uc5c6\uc774 \uc774\ub4dd.<\/li>\n<li value=\"3\">\ud604\uc7ac \uc218\ub839\uc790: \ubcf4\ud5d8\ub8cc \ubd80\ub2f4 \uc5c6\uace0 \uc5f0\uae08\uc561\ub9cc \uc18c\ud3ed \uc0c1\uc2b9(\ud06c\ub808\ub527 \ub4f1 \uc801\uc6a9 \uc2dc).<\/li>\n<\/ul>\n<p dir=\"ltr\">\uc7ac\uc815\uc801 \ub4dd\uc2e4 \uc608\uc2dc (\uc6d4 \uc18c\ub4dd 309\ub9cc \uc6d0 \uae30\uc900)<\/p>\n<div style=\"display: flex; justify-content: center; margin-top: 20px;\">\n<table style=\"border-collapse: collapse; border: 1px solid #333639; border-radius: 8px; overflow: hidden; font-family: sans-serif; background-color: white; text-align: center; box-shadow: 0 2px 8px rgba(0,0,0,0.1);\">\n<thead style=\"background-color: #f2f2f2;\">\n<tr>\n<th style=\"padding: 12px 16px; border: 1px solid #333639;\">\uad6c\ubd84<\/th>\n<th style=\"padding: 12px 16px; border: 1px solid #333639;\">\uac1c\ud601 \uc804<\/th>\n<th style=\"padding: 12px 16px; border: 1px solid #333639;\">\uac1c\ud601 \ud6c4<\/th>\n<th style=\"padding: 12px 16px; border: 1px solid #333639;\">\ucc28\uc774<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">\uc6d4 \ubcf4\ud5d8\ub8cc (\uc9c1\uc7a5\uc778)<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">13.9\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">20.1\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">+6\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr style=\"background-color: #f9f9f9;\">\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">\uc6d4 \ubcf4\ud5d8\ub8cc (\uc790\uc601\uc5c5\uc790)<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">27.8\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">40.2\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">+12\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">\uc6d4 \uc5f0\uae08\uc561<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">123.7\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">132.9\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">+9\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr style=\"background-color: #f9f9f9;\">\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">\ud3c9\uc0dd \ub0a9\ubd80\uc561<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">1\uc5b5 3,300\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">1\uc5b5 8,700\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">+5,400\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">\ud3c9\uc0dd \uc218\ub839\uc561<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">2\uc5b5 9,300\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">3\uc5b5 1,500\ub9cc \uc6d0<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">+2,200\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr style=\"background-color: #f9f9f9;\">\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">\uc218\uc775\ube44<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">2.2\ubc30<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">1.7\ubc30<\/td>\n<td style=\"padding: 10px 14px; border: 1px solid #333639;\">-0.5\ubc30<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<ul>\n<li value=\"1\">\uacb0\ub860: \ub2e8\uae30\uc801\uc73c\ub85c \u201c\ub0b4\ub294 \ub3c8 &gt; \ubc1b\ub294 \ub3c8\u201d \uc99d\uac00\ud3ed\uc774\uc9c0\ub9cc, \uc7a5\uc218 \uc2dc \uc218\ub839\uc561\uc774 \ub0a9\ubd80\uc561\uc744 \uc0c1\ud68c\ud558\uba70 \uc0ac\ud68c\ubcf4\ud5d8\uc758 \uae30\ubcf8 \uc6d0\uce59 \uc720\uc9c0.<\/li>\n<\/ul>\n<hr \/>\n<p dir=\"ltr\">3. \uc7ac\uc815\uc801 \ud6a8\uacfc\uc640 \uc9c0\uc18d \uac00\ub2a5\uc131\uae30\uae08 \uc548\uc815\ud654<\/p>\n<ul>\n<li value=\"1\">\uace0\uac08 \uc5f0\uc7a5: 2056\ub144 \u2192 2071\ub144(15\ub144 \uc5f0\uc7a5). \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc73c\ub85c \uc5f0\uac04 \uc218\uc785 \uc99d\uac00, \uc9c0\ucd9c(\uc18c\ub4dd\ub300\uccb4\uc728 43%) \uc99d\uac00\ubd84 \uc0c1\uc1c4.<\/li>\n<li value=\"2\">\uc7a5\uae30 \uc801\uc790 \uac10\uc18c: 6,973\uc870 \uc6d0 \uc808\uac10. 2060\ub144\ub300 \uc774\ud6c4 \uc138\uae08 \ud22c\uc785 \ubd80\ub2f4 \uc644\ud654.<\/li>\n<li value=\"3\">\ud55c\uacc4: \uace0\ub839\ud654 \uac00\uc18d \uc2dc 2071\ub144 \uc774\ud6c4 \uc7ac\uace0\uac08 \uac00\ub2a5\uc131. \uc5f0\ub839 \uc870\uc815 \ub4f1 \uadfc\ubcf8 \ub300\ucc45 \ubbf8\ubc18\uc601.<\/li>\n<\/ul>\n<p dir=\"ltr\">\uad6d\uac00 \ucc45\uc784\uc758 \uc2e4\ud6a8\uc131<\/p>\n<ul>\n<li value=\"1\">\ubc95\uc801 \ubcf4\uc7a5: \uc9c0\uae09 \ubcf4\uc7a5 \uba85\ubb38\ud654\ub85c \uc2e0\ub8b0\ub3c4 \uc0c1\uc2b9. \uadf8\ub7ec\ub098 \uc7ac\uc6d0 \uc870\ub2ec \ubc29\uc548 \uad6c\uccb4\ud654 \ubd80\uc871.<\/li>\n<li value=\"2\">\uc704\ud5d8: \uc138\uae08 \uc758\uc874 \uc2dc \uc7ac\uc815 \uac74\uc804\uc131 \uc545\ud654 \uc6b0\ub824. \ud604 \uc138\ub300\uc758 \ucd94\uac00 \ubd80\ub2f4\uc774 \ubbf8\ub798 \uc138\uae08 \ubd80\ub2f4\uc73c\ub85c \uc804\uac00\ub420 \uac00\ub2a5\uc131.<\/li>\n<\/ul>\n<hr \/>\n<p dir=\"ltr\">4. \uc0ac\ud68c\uc801\u00b7\uc815\ucc45\uc801 \ud568\uc758\uc138\ub300 \uac04 \ud615\ud3c9\uc131<\/p>\n<ul>\n<li value=\"1\">\uccad\ub144\uce35: \uc7a5\uae30 \ubd80\ub2f4 \uc99d\uac00(13% \uc694\uc728) vs \uc7a5\uae30 \ud61c\ud0dd(\uae30\uae08 \uc548\uc815, 43% \uc720\uc9c0). \u201c\ud604\uc7ac \ud76c\uc0dd, \ubbf8\ub798 \ubcf4\uc0c1\u201d \uad6c\uc870.<\/li>\n<li value=\"2\">\uae30\uc131 \uc138\ub300: \ubd80\ub2f4 \ucd5c\uc18c, \ud61c\ud0dd \ucd5c\ub300. \uc138\ub300 \uac04 \ubd88\uade0\ud615 \ub17c\ub780.<\/li>\n<li value=\"3\">\ub300\uc548 \ubbf8\ubc18\uc601: \uc138\ub300\ubcc4 \ucc28\ub4f1 \uc694\uc728 \ub4f1 \ubbf8\ucc44\ud0dd\uc73c\ub85c \uccad\ub144\uce35 \ubd88\ub9cc \uc7a0\uc7ac\uc801.<\/li>\n<\/ul>\n<p dir=\"ltr\">\uc800\ucd9c\uc0b0\u00b7\uace0\ub839\ud654 \ub300\uc751<\/p>\n<ul>\n<li value=\"1\">\ucd9c\uc0b0 \ud06c\ub808\ub527: \uccab\uc9f8 \ud3ec\ud568 \ubc0f \uc0c1\ud55c \ud3d0\uc9c0\ub85c \ub2e4\uc790\ub140 \uac00\uc815 \uc5f0\uae08\uc561 \uc99d\uac00, \ucd9c\uc0b0 \uc7a5\ub824 \ud6a8\uacfc \uae30\ub300.<\/li>\n<li value=\"2\">\uad70 \ubcf5\ubb34 \ud06c\ub808\ub527: \ubcd1\uc5ed \ubcf4\uc0c1 \uac15\ud654\ub85c \uc0ac\ud68c\uc801 \uacf5\uc815\uc131 \uc81c\uace0.<\/li>\n<li value=\"3\">\ud55c\uacc4: \uc778\uad6c \uad6c\uc870 \ubcc0\ud654(\ucd9c\uc0dd\ub960 \uac10\uc18c, \uc218\uba85 \uc5f0\uc7a5)\uc5d0 \ub300\ud55c \uadfc\ubcf8\uc801 \ub300\uc751 \ubd80\uc871.<\/li>\n<\/ul>\n<hr \/>\n<p dir=\"ltr\">5. \uc7a5\uae30 \uc804\ub9dd: \ub204\uad6c\uc5d0\uac8c \uc720\ub9ac\ud55c\uac00?<\/p>\n<ul>\n<li value=\"1\">\ubbf8\ub798 \uc138\ub300 \uc774\ub4dd: \uae30\uae08 \uc18c\uc9c4 15\ub144 \uc5f0\uc7a5, \uc18c\ub4dd\ub300\uccb4\uc728 43% \uace0\uc815, \uc9c0\uae09 \ubcf4\uc7a5\uc73c\ub85c \u201c\uc5f0\uae08 \ubd95\uad34\u201d \uc704\ud5d8 \uac10\uc18c. 20~30\ub300\uac00 2070\ub144\ub300 \ub178\ud6c4\uc5d0 \uc548\uc815\uc801 \uc5f0\uae08 \uc218\ub839 \uac00\ub2a5.<\/li>\n<li value=\"2\">\ud604 \uc138\ub300 \ubd80\ub2f4: \ud2b9\ud788 \uccad\ub144\uce35\uc740 10~20\ub144\uac04 \ub192\uc740 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4. \ub2e8\uae30 \uc190\uc2e4 \ubd88\uac00\ud53c.<\/li>\n<li value=\"3\">\ud3c9\uac00: \u201c\ubc18\ucabd\uc9dc\ub9ac \uac1c\ud601\u201d \ube44\ud310 \uc18d\uc5d0\uc11c\ub3c4, \uc81c\ub3c4 \uc9c0\uc18d\uc131\uc744 \uc704\ud55c \ucd5c\uc18c\ud55c\uc758 \uc548\uc804\ud310 \uc5ed\ud560. \uace0\ub839\ud654 \uc18d\ub3c4\uc5d0 \ub530\ub77c 2030\ub144\ub300 \ucd94\uac00 \uac1c\ud601 \ud544\uc694\uc131 \ub300\ub450 \uc608\uc0c1.<\/li>\n<\/ul>\n<hr \/>\n<p dir=\"ltr\">\uacb0\ub860: \uc548\uc804\uc131\uacfc \ubd80\ub2f4\uc758 \uc904\ub2e4\ub9ac\uae30\uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548\uc740 \ud604\uc7ac \uc138\ub300\uc758 \ubd80\ub2f4\uc744 \ub298\ub824 \ubbf8\ub798 \uc138\ub300\uc758 \uc5f0\uae08\uc744 \uc9c0\ud0a4\ub294 \uc120\ud0dd\uc774\ub2e4. \uc6d4 6\ub9cc~12\ub9cc \uc6d0 \ucd94\uac00 \ub0a9\ubd80\ub294 \uac00\uacc4\uc5d0 \ubd80\ub2f4\uc774\uc9c0\ub9cc, \uae30\uae08 \uc548\uc815\ud654\uc640 \uad6d\uac00 \ubcf4\uc7a5\uc73c\ub85c \u201c\uc5f0\uae08\uc774 \ub04a\uae38\uae4c\u201d\ub77c\ub294 \ubd88\uc548\uc744 \uc904\uc600\ub2e4. \ub2e4\ub9cc, \uc790\uc601\uc5c5\uc790 \ubd80\ub2f4 \uc99d\uac00\uc640 \uc138\ub300 \uac04 \ubd88\uade0\ud615, \uadfc\ubcf8\uc801 \uad6c\uc870 \uac1c\ud601 \ubd80\uc7ac\ub294 \ud55c\uacc4\ub85c \ub0a8\ub294\ub2e4. \uad6d\ubbfc\uc740 \uc774\ub97c \ub178\ud6c4\ub97c \uc704\ud55c \ud22c\uc790\ub85c \uc778\uc2dd\ud558\uace0, \uc815\ubd80\ub294 \uace0\ub839\ud654 \ub300\uc751\uc744 \uc704\ud55c \ud6c4\uc18d \ub17c\uc758\ub97c \uc11c\ub458\ub7ec\uc57c \ud560 \uac83\uc774\ub2e4. \uc774\ubc88 \uac1c\ud601\uc740 \uc5f0\uae08\uc758 \u201c<b><strong>\uc548\uc804\ud310<\/strong><\/b>\u201d\uc744 \uac15\ud654\ud55c \uccab\uac78\uc74c\uc73c\ub85c, \uadf8 \uc2e4\ud6a8\uc131\uc740 \uc55e\uc73c\ub85c\uc758 \uc815\ucc45 \ubcf4\uc644\uc5d0 \ub2ec\ub838\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. \ubb34\uc5c7\uc774 \ub2ec\ub77c\uc84c\ub098? \uac1c\ud601\uc548\uc758 \uc8fc\uc694 \ub0b4\uc6a9\ubcf4\ud5d8\ub8cc\uc728: 9% \u2192 13%\ub85c \ub2e8\uacc4\uc801 \uc778\uc0c1 \ubcc0\ud654: \ud604\uc7ac \uc6d4 \uc18c\ub4dd\uc758 9%\uc778 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\uc728\uc740 2026\ub144\ubd80\ud130 \ub9e4\ub144 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":349,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[12],"tags":[],"class_list":["post-347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-12"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548, \ubb34\uc5c7\uc774 \uc5b4\ub5bb\uac8c \ub2ec\ub77c\uc9c0\ub098? - Life On The Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/onblog.kr\/?p=347\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uad6d\ubbfc\uc5f0\uae08 \uac1c\ud601\uc548, 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